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Florida Businesses - Emergency Operations Center Information
Report Your Business Damages
Studies show that the majority of small businesses that are hit by a disaster never reopen or fail within 2 years. Businesses of all sizes that plan and prepare for disaster are much better off after the storm, and are in a better position to help their employees and customers.

Pasco County wants to know about damages to your business property so we can offer assistance. We are asking that you report your damages, interior or exterior, including cleanup costs in two places. Both reporting mechanisms are quick, and easy. First, please use the MyPasco App to report any damages you have experienced. After completing the Pasco County survey, please take a couple of minutes to report your damage losses to the State of Florida. If you need financial assistance, the State of Florida has activated the Bridge Loan Program. 

Affected businesses are being asked to complete a Business Damage Assessment (BDA) Survey that can be obtained at: . The survey results will be shared among various state and local agencies to expedite implementation of appropriate disaster relief programs for affected businesses and to aid in the determination of eligibility to receive assistance through the Emergency Bridge Loan Program.  
**Please choose "Hurricane Irma" from the Event pull down menu.**

Additional resources can also be found on Pasco's website by clicking here.  

Florida Small Business Emergency Bridge Loan Program
If the Florida Small Business Emergency Bridge Loan Program is activated by the Governor, the State of Florida provides a source of expedient cash flow to small businesses that have been physically and/or economically impacted by Hurricane Irma.

These short-term, interest-free working capital loans are intended to “bridge the gap” between the time a major catastrophe hits and when a business has secured longer term recovery resources, such as sufficient profits from a revived business, receipt of payments on insurance claims or federal disaster assistance.

The Emergency Bridge Loan Program is not designed to be the primary source of assistance to affected small businesses, which is why eligibility is linked to pursuit of other sources. Please note: this program provides a short-term loan of State of Florida public funds, not a grant, with the expectation that repayment will be made out of receipts from other sources of longer term disaster recovery assistance. 

For more information, please visit:

Small Business Association Disaster Relief Loan Information
If your business or private, nonprofit organization has suffered physical damage or your small business or private, nonprofit organization of any size has sustained economic injury after a disaster, you may be eligible for financial assistance from the U.S. Small Business Administration. If your business—regardless of size—is located in the declared disaster area, you may apply for a long-term, low-interest loan to repair or replace damaged property.

Even if your property was not damaged and you are a small business owner or a private, nonprofit organization, you may apply for a working capital loan from the SBA to relieve the economic injury caused by the disaster.

Physical Disaster Loans

Businesses of all sizes and private, nonprofit organizations may apply for a Physical Disaster Loan of up to $2 million to repair or replace damaged real estate, equipment, inventory and fixtures. The loan may be increased by as much as 20 percent of the total amount of physical loss, as verified by SBA, to protect the property against future disasters of the same type. These loans will cover uninsured or under-insured losses.

Economic Injury Disaster Loans

Small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, nonprofit organizations of all sizes suffering substantial economic injury may be eligible for an Economic Injury Disaster Loan of up to $2 million to meet necessary financial obligations – expenses the business would have paid if the disaster had not occurred.

Interest Rates

The interest rate on both these loans will not exceed 4 percent if you do not have credit available elsewhere. Repayment can be up to 30 years, depending on the business’s ability to repay the loan. For businesses and nonprofit organizations with credit available elsewhere, the interest rate will not exceed 8 percent. SBA determines whether the applicant has credit available elsewhere.

Application Information

Businesses may apply directly to the SBA for possible assistance. The SBA will send an inspector to estimate the cost of your damage once you have completed and returned your loan application.

SBA now offers you the option of filing your business disaster loan application electronically. Downloadable application forms are available at: Apply for Assistance.

For additional information, please contact our Customer Service Center. Call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail  (link sends e-mail).

To learn more and read the Frequently Asked Questions, please visit The Small Business Association.