The National Flood Insurance Program
The National Flood Insurance Program (NFIP) is a Federal Emergency Management Agency (FEMA) Program enabling property owners to purchase flood insurance and is designed to reduce the escalating costs of property damage caused by floods.
To be covered by a flood insurance policy, a property must be in a community that participates in the NFIP. To qualify for the program, a community adopts and enforces a floodplain management ordinance to regulate development in flood hazard areas. The basic objective is to ensure that development will not aggravate existing flooding conditions and that new buildings will be protected from flood damage.
The NFIP has been successful in requiring new buildings to be protected from damage by a 100-year flood. However, flood damage still results from floods greater than the 100-year flood and from flooding in unmapped areas.
On November 18, 1981, the Pasco County Board of County Commissioners joined the NFIP..
For more information on the NFIP and the requirements select any of the topics on the left or right.