Property Owners & Financial Resources

Property Protection

The Federal Emergency Management Agency's (FEMA) detailed digital flood hazard maps reflect current flood risks for Pasco County.

The latest maps, also referred to as Flood Insurance Rate Maps (FIRMs) are in a digital format known as Digital Flood Insurance Rate Maps (DFIRMs). The DFIRMs, along with the Flood Insurance Study (FIS) (PDF) became effective September 26, 2014 after an 18-month Flood Map Modernization process. The maps illustrate flood hazards throughout the County and are used when determining flood insurance policy rates. Residents and businesses can view the maps to better understand their potential flood risks to help identify steps they may need to take to protect against property damage and loss.

View the PascoMapper.

Information on mitigating a structures/property's flood risk is available at any of the Pasco County Libraries and through the web at FEMA Floodplain Management Publications.

Some of the publications available from FEMA are:

For more information on how to protect your property during an emergency please contact Emergency Management at 727-847-8137

Financial Resources

FEMA manages several grant programs designed to fund local projects that will minimize loss of life and property damage. PLEASE NOTE that the programs are highly competitive and that not all properties are appropriate candidates. For example, the State of Florida was allowed to submit only two grant applications for the Pre-Disaster Mitigation Program (PDM). These applications were put into a pool with those of the 49 other states and US territories for the limited $13,000,000+ available.

The most likely source of funding available following a FEMA-declared disaster is a no-interest loan from the Small Business Administration (SBA).

Most of the FEMA grants provide 75% of the cost of the covered elements of a project. As a rule, the owner is expected to fund the other 25%.

Each program has a different Congressional authorization and slightly different rules. For additional information please contact the Resident Information Center/Customer Service at (727) 847-2411.
Resources & Links
Flood Mitigation Assistance
Small Business Administration
Hazard Mitigation
Pre-Disaster Mitigation